One connected financial system.
Understand the activity, test the plan, and keep accounting evidence connected.
Cash
$482,000Monthly revenue
$126,000Operating spend
$158,000At $32k monthly net burn: 15.1 months of runway.
Three kinds of answer. One connected context.
| Question | Where to look | What to remember |
|---|---|---|
| What happened? | Money, sales and spend | Check normalized source coverage and timing. |
| What could happen? | Planning and scenarios | Assumptions are hypothetical, not actual transactions. |
| What has been posted? | Accounting and reporting | Ledger authority depends on controlled posting and classification. |
AI CFO helps explain available context across these questions. It does not approve work, post journals or make a forecast certain. Start with a supported connection or reviewed import; continue to the record, assumption or accounting workflow appropriate to the decision.
Money
Money
Bring balances, transactions, cash movement, and runway drivers into one decision-ready money view.
Cash
Review supported account balances and movements together without turning OwnCents into a payment rail.
Financial accounts
Understand account type, balance context, mapping, and activity across eligible connected sources.
Transactions
Normalize inflows, outflows, status, account, and source context into a consistent transaction view.
Cash flow
Compare inflows, outflows, and net movement with paths back to normalized activity.
Runway
Estimate how modeled burn, collections, hiring, and one-time costs affect the cash horizon.
Sales
Sales
Read supported customer and revenue signals alongside collections, concentration, and cash timing.
Revenue
Separate growth, concentration, refunds, billing timing, and collection context in normalized revenue views.
Customers
Review supported customer activity, concentration, invoices, and collection context without losing source detail.
Invoices
Follow supported invoices from operating status into controlled recognition and collection workflows where applicable.
Accounts receivable
Manage exact invoice recognition, receipts, credits, aging, and ledger tie-out by legal entity.
Spend
Spend
Review cost drivers across supported expenses, vendors, bills, and payable workflows.
Expenses
Compare normalized costs by period and category, then inspect recurring and exceptional movements.
Vendors
Maintain vendor identity, lifecycle, and accounting defaults without storing beneficiary or payment credentials.
Bills
Prepare exact vendor bills, check duplicates, separate approval, and hand recognition to controlled journals.
Accounts payable
Control vendors, bills, approvals, recognition, external settlement records, aging, and AP tie-out.
AP aging
Review evidence-backed payable aging, control tie-out, and readiness by legal entity and date.
External AP settlements
Link finalized cash-out evidence to approved payables and preserve exact allocation and reversal history.
Planning
Planning
Build retained legal-entity budgets with exact arithmetic and supported actuals context.
Forecasting
Project cash and operating outcomes from explicit assumptions and normalized financial context.
Scenario planning
Retain base, upside, downside, and custom cases so teams can understand what changes each outcome.
Headcount planning
Plan roles, start dates, compensation, bonuses, and workforce cost as explicit financial assumptions.
Payroll accounting
Preserve aggregate exact-Money snapshots and prepare journal drafts without executing payroll or taxes.
Accounting
Accounting
Coordinate legal-entity accounts, periods, journals, immutable posting, reporting, reconciliation, and close.
Journal
Prepare, submit, approve, post, and reverse journals through explicit policies and maker-checker controls.
Ledger
Read exact legal-entity ledger activity where corrections create new reversals instead of rewriting history.
Trial balance
Review exact opening, movement, and closing balances from the immutable ledger by legal entity and period.
Financial statements
Generate Profit and Loss, Balance Sheet, and Cash Flow views from controlled account classifications and postings.
Chart of accounts
Control account type, subtype, normal balance, posting eligibility, currency policy, and statement classification.
Accounting periods
Manage legal-entity posting windows and period states as prerequisites for journals, reporting, and close.
Reporting
Read operating and ledger-derived reports with visible scope, classifications, support, and integrity limitations.
Reconciliation
Compare exact source evidence with immutable-ledger balances and retain every match, exception, and adjustment trail.
Financial close
Coordinate revisioned close work, automatic readiness, reviewer separation, and controlled period transitions.
Connected work
Tasks
Coordinate review steps around the relevant financial workflow instead of relying on disconnected reminders.
Notifications
Bring relevant status, exception, and workflow prompts to the team without treating alerts as authority.
Offline sync
Extract, review, match, and commit supported files into canonical financial models.
Ownership
Ownership
Preserve stakeholders, security classes, rights, and event history as replayable legal-entity authority.
Cap table
Review legal and fully diluted ownership projections without rewriting the sequence that produced them.
Profit distributions
Derive eligible closed-period profit, snapshot rights, allocate exactly, and control accounting handoffs.
Fundraising
Explore hypothetical dilution and capital scenarios while keeping legal and authoritative ownership events separate.
Multi-entity
Legal entities
Define legal entities as the accounting and reporting scope while preserving the workspace collaboration boundary.
Intercompany
Prepare paired drafts and verify exact due-to and due-from evidence without creating bank movement.
Consolidation
Derive traceable group reporting with approved FX snapshots, explicit eliminations, and integrity states.
Multi entity reporting
Compare and consolidate legal-entity reporting with traceable inputs, boundaries, and limitations.
Controls
Team permissions
Apply workspace and legal-entity-aware permissions without trusting client-supplied roles or ownership claims.
Enterprise SSO
Use enterprise sign-in controls, domain relationships, and explicit recovery boundaries for protected workspaces.
Auditability
Trace controlled workflow events, actors, states, and immutable accounting outcomes without exposing secrets.
Security controls
Combine tenant isolation, server-side authorization, sensitive-action controls, and protected provider credentials.
See the work in context.
Explore a read-only sample company, or start with your own supported data.