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AI CFO

Explore grounded explanations and scenarios while deterministic systems retain calculation and control authority.

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AI CFOSample company
Cash position$482,000
Hiring assumption+$36k/mo
Runway scenarios15.1 → 9.4 mo

Hiring changes the outlook.

The hiring scenario shortens runway from 15.1 to 9.4 months. Review the assumptions before committing.

Cash positionScenario plan
Your team decides.

Can I understand why the outlook changed?

Important decisions slow down when financial context is split across provider portals, spreadsheets, and disconnected point tools.

Grounded explanation
An explanation based on available context, not a guarantee that every source is complete or that the conclusion is correct.
What it works with
Available workspace financial context and supported forecast or accounting-readiness information, subject to access and data coverage.
What you get
An explanation you can compare with the underlying figures, with assumptions and limits kept visible.

How the work progresses

Who uses it

Founders, business owners and finance teammates who need a clear operating picture and a reviewable next step.

  1. Ask a concrete financial question in the authorized workspace context.
  2. Read the explanation alongside the figures, assumptions and limitations it uses.
  3. Check material conclusions against the relevant records; people retain decision and approval authority.

A concrete example

Illustrative, not customer data.

Can I understand why the outlook changed?

Ask: How does the hiring scenario compare with the base plan? An illustrative answer compares 15.1 months of base runway with 9.4 months in the hiring scenario, and asks the team to review the assumptions.

Explore the sample company

Questions you can bring to the conversation

Illustrative responses, not live generated answers.

How is our cash split?

The sample operating account holds $302,000 and the reserve holds $180,000, for a $482,000 cash position. Check account coverage and source timing before acting.

Basis: Observed account context

What changes in the hiring case?

The base plan shows 15.1 months of runway; the hiring scenario shows 9.4 months under its combined assumptions. Review the full scenario rather than attributing the result to one input alone.

Basis: Hypothetical forecast context

Can you approve the journal or close the period?

No. An explanation does not authorize either action. An appropriately authorized person must use the controlled accounting workflow and satisfy its review requirements.

Basis: Human approval boundary

What still needs judgment

OwnCents provides management information, not accounting, tax, legal, investment, or financial advice. Conclusions depend on complete, current, and correctly classified data.

AI can explain available context and suggest questions. Deterministic services own calculations, and AI cannot approve, post, close, change ownership, or move money.

Available workflows depend on your plan, permission scope, configuration and supported data. Compare plans before choosing.

Before you use ai cfo

Can I explore this before connecting company data?
The public demo is a fixed, read-only sample company. It illustrates supported product areas without creating an account or accessing customer data; it is not proof that every configured workflow is available in the tour.
What should I verify before relying on an output?
Confirm scope, source coverage and timing. For this capability, review available workspace financial context and supported forecast or accounting-readiness information, subject to access and data coverage. An operating status or AI explanation does not replace the required review of accounting evidence.
Does an explanation automatically authorize a financial action?
No. AI can explain available context and suggest questions. Deterministic services own calculations, and AI cannot approve, post, close, change ownership, or move money.

Continue the workflow

The complete financial picture

Connect cash, revenue, spend, plans, and accounting context in one explainable operating view.

Reporting

Read operating and ledger-derived reports with visible scope, classifications, support, and integrity limitations.

See the work in context.

Explore a read-only sample company, or start with your own supported data.

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